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COBRA


Please note: Vanderbilt has contracted with Benefit Express to manage COBRA administration for 2014.

Consolidated Omnibus Budget Reconciliation Act of 1985

This federal law amended the Internal Revenue Code, ERISA, and the Public Health Services Act to require most employers maintaining group health plans to offer employees, their spouses, and their dependents the opportunity to elect continuation coverage, on a self-pay basis, for 18, 29, or 36 months, depending on the qualifying event.

COBRA permits plan sponsors to charge qualified beneficiaries 100 percent of the cost of the coverage, plus an additional 2 percent. In the case of a qualified beneficiary entitled to 29 months of COBRA coverage resulting from disability, the plan sponsor generally can charge 150 percent of the cost of coverage for the additional 11 months.

Contact information related to your COBRA health and/or dental vendor is provided below. This contact information should be utilized for assistance with the following:

  • Obtaining answers related to specific claims or claim payments
  • Obtaining a replacement identification card

Health Care Carriers

Dental Carriers

Vision Carrier


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