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Dental Insurance
Vanderbilt offers two voluntary dental plans:
- CIGNA Dental Care (DHMO)
- BlueCross BlueShield Dental PPO - effective January 1, 2012
- CIGNA Dental PPO - ends December 31, 2011
CIGNA Dental Care (DHMO)
In the CIGNA Dental Care Plan, you:
- pay a copay (a set fee) for dental services
- must see your designated CIGNA DHMO network dentist
- must have a referral to see a specialist
- have no waiting period for orthodontia
See the CIGNA DHMO brochure for more information. To find CIGNA Dental network providers visit the CIGNA website or call CIGNA Dental Care Customer Service at 1.800.367.1037.
BlueCross BlueShield Dental (PPO)
Effective January 1, 2012.
In the BCBST Dental PPO Plan, you:
- pay coinsurance (a percentage of the cost) for dental services
- may see any dentist, but receive the best coverage if you see an in-network dentist
- have a deductible to meet
- have a waiting period and limitations for orthodontia procedures
- have a calendar year maximum that the plan will pay
For more information:
- Read the DentalBlue Summary of Benefits booklet.
- Visit the BCBS website for a list of DentalBlue network providers.
- Read the DentalBlue Evidence of Coverage booklet.
- BCBS Dental Claim Form
For complete details of the CIGNA Dental Care and BCBS Dental PPO plans, refer to the corresponding Summary Plan Description on the Tools and Forms page.
CIGNA Dental PPO (no longer available after 12/31/2011)
This is a traditional dental plan with a $50 individual deductible, and a $1,500 annual maximum. You can select any dental provider, however if you visit a dentist who is part of the CIGNA Dental PPO Provider Network you will receive the best network discount. A list of CIGNA Dental PPO Providers can be obtained from the CIGNA website or by calling CIGNA Dental PPO Customer Service at 888.DENTAL8 (888.336.8258).