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Open Enrollment for 2017 Benefits

Last Modified: 2016-10-21

My VU Benefits will be down for routine maintenance between 11 p.m. CT on Oct. 21 and 1 a.m. CT on Oct. 22. 

Open Enrollment for 2017 benefits is going on now through Oct. 31! Click the "Enroll now" button at right to get started.

It's your annual opportunity to choose or update the benefit options that best meet your and your family’s needs for 2017. During Open Enrollment, you can use My VU Benefits to elect, make changes to, or waive:

  • Health, dental and vision insurance,
  • Accidental death & dismemberment (AD&D) insurance,
  • Health care flexible spending accounts (FSAs), which reimburse medical expenses for your and your eligible dependents, and
  • Dependent day care FSAs, which reimburse day care service expenses for your eligible dependents.

Even if you don’t plan to make changes, you should log in to My VU Benefits to:

  • make sure your dependent and beneficiary information is up-to-date, correct, and complete,
  • review your current elections, and
  • attest to whether or not you and your covered family members use tobacco. You’ll save $20 per month on health insurance premiums if you’re committed to being tobacco-free.

After the plan year starts on Jan. 1, 2017, you can only make coverage changes if you have a qualifying life event. Consider your choices carefully; changes and corrections are not permitted except during Open Enrollment or within 30 days of a qualifying event (like getting married or having a baby).

What about other programs? 

Fully benefits-eligible employees can make changes to other benefit programs anytime, including during Open Enrollment. These include:

  • Supplemental life insurance (through My VU Benefits)
  • Long-term disability insurance (through My VU Benefits),
  • Short-term disability insurance (staff only, through My VU Benefits)
  • Retirement plan contributions and investments (through Fidelity NetBenefits® - requires Fidelity username and password), and
  • Discounted pet, auto and home insurance, directly through the providers.

Partially benefits-eligible employees can elect or make changes to:

  • Health plan coverage for 2017, during Open Enrollment.
  • Retirement plan contributions and investments, anytime (through Fidelity NetBenefits - requires Fidelity username and password), and
  • Discounted pet, auto and home insurance anytime through the providers.

Updates and reminders for 2017 benefits

VU will not be making significant plan design changes to most plans this year. One change you will see to the Aetna Select medical option is for the copay for outpatient and inpatient surgery facility costs.

Nationally, healthcare costs continue to rise disproportionately to many other costs. VU pays the vast majority of health plan premiums on behalf of faculty and staff. Employees pay only a modest percentage of the total cost. Vanderbilt will absorb most of the increased costs for plan year 2017, but future adjustments to employee premiums, or adjustments to the health plan design, may be needed as the cost of healthcare continues to escalate.

  • For 2017, health and CIGNA dental plan premiums will increase modestly, while long-term disability premiums will decrease.
  • Premiums for other programs will remain the same.

Employees who cover their family members should keep the following things in mind when enrolling for benefits this year:

  • If you carry coverage for your spouse who has access to health insurance through another employer – including Vanderbilt University Medical Center - you’ll pay a spousal fee of $100 per month.
  • In 2017, same-sex domestic partners and their children will no longer be eligible for coverage under Vanderbilt benefit plans. Only spouses and natural, step- and adopted children will be eligible for benefit coverage, including the dependent tuition benefit and FMLA.

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