Dental Insurance

2020 Dental Plans. Coverage ends December 31, 2020.

Vanderbilt offers two dental plans:

• Cigna Dental Care (DHMO)
• BlueCross BlueShield Dental PPO

Cigna Dental Care (DHMO)

This option has no deductibles, waiting periods or dollar maximums. There is a co-pay (a set fee) for dental services. Some procedures have frequency limits, such as one cleaning per 6-month period. Cigna DHMO has a smaller network of dentists and does not provide out-of-network coverage. See the Cigna DHMO Patient Charge Schedule for details.

Cigna DHMO resources:

• Cigna Dental Care (DHMO) Summary Plan Description
• How to Find A Cigna Dental Care Access General Dentist
• Visit the Cigna website or call Cigna Dental Care Customer Service at 1.800.367.1037.

Sample Cigna card

BlueCross BlueShield DentalBlue (PPO)

This option has a $50 deductible, no co-pay, and a 12-month waiting period for orthodontia. Some procedures have frequency limits, such as one cleaning per 6-month period. DentalBlue has a larger network of dentists and offers out-of-network coverage. See the DentalBlue Covered Services, Limitations and Exclusions flyer for details.

DentalBlue Resources:

• DentalBlue Summary of Benefits
• BlueCross BlueShield DentalBlue PPO Evidence of Coverage
• BCBS Dental Claim Form
• Guide to DentalBlue Benefits
• Visit the BCBS website to find DentalBlue network providers.

Sample BlueCross BlueShield card

2021 Dental Plans 

Vanderbilt will offer two new dental plans in 2021, with monthly premiums either remaining the same or decreasing slightly from 2020. Our new dental vendor is Delta Dental. Check with your preferred provider to be sure services are covered. To find a dentist, go to www.DeltaDentalTN.com and scroll to heading "Find a Dentist." Click here to learn more. 

SCHEDULE OF BENEFITS, LIMITATIONS AND EXCLUSIONS

SCHEDULE OF ORTHODONTIC BENEFITS, LIMITATIONS AND EXCLUSIONS

ELIGIBILITY AND ENROLLMENT

Delta Dental Basic

In the Delta Dental Basic Plan, you:

• have access to the nation’s largest dental networks
• pay co-insurance for dental services
• have a deductible to meet
• have a calendar year limit that the plan will pay
• have no orthodontia coverage

Delta Dental Premier

In the Delta Dental Premier Plan, you:

• have access to the nation’s largest dental networks
• pay co-insurance for dental services
• have a deductible to meet
• have a larger calendar year limit that the plan will pay
• have a waiting period and limitations for orthodontia