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Vanderbilt Paycard

What is the Vanderbilt Paycard?
Vanderbilt Human Resources has teamed with First Horizon Bank (formerly First Tennessee Bank) to offer a safe, convenient alternative to receiving a payroll check.

How does it work?
Your “take-home” pay is automatically deposited to your PIN-protected Paycard every payday.

How do I access my funds?
You can withdraw cash as often as you like, free of charge, from any First Horizon Bank (formerly First Tennessee Bank) ATM. ATMs are conveniently located in the Monroe Carell Jr. Children’s Hospital at Vanderbilt, and many other locations near campus and throughout Nashville (including all Nashville-area Exxon Tigermarkets!)

What else can I do with my Vanderbilt Paycard?
Your Paycard can be used, FREE of charge, for purchases at thousands of area merchants (Kroger, Food Lion, Walmart, Kmart, Target, Sam’s Club, Walgreens, Eckerd, Lowes, Home Depot, and many, many others!) Most merchants also allow you to receive cash back with your purchase.

How much does it cost?
Your Vanderbilt Paycard is free!* There are no monthly charges and you are charged a usage fee ($1.50) only if you use an ATM other than a First Tennessee Bank ATM. *-Contingent upon the cardholder maintaining a positive balance.

So how does the Vanderbilt Paycard benefit me?
The Paycard can help you out in a lot of ways!

  • No more waiting in line at the bank to get your check cashed.
  • No more exorbitant check cashing fees.
  • No more stress about picking up your check if you have the day off.
  • And your Paycard is much SAFER than cash. If you lose cash, it’s gone. If you lose your Paycard, your funds are protected simply by making a call to First Tennessee to report your card is missing.

Who can I call if I have other questions?
Human Resources staff will be happy to assist you with your questions by calling 343-6606.

How can I check the balance on my Paycard?
You can request a statement at any First Tennesse ATM, free of charge. You can also call 1-800-382-5465. You can access your balance online at

How do I apply for a Paycard?
Click here to download the Paycard application. Once the application is completed, please send to University Payroll:

Vanderbilt University HR Processing
PMB 407718

Off Campus:
Vanderbilt University Payroll
2301 Vandrebilt PL 
OMB 048818
Nashville, TN 37240-7718